If you’ve seen headlines or social posts calling for a housing crash, it’s easy to wonder if home values are about to take a hit. But the reality is the numbers don’t support a crash. They point to slow, steady, and sustainable growth.

While prices will vary by region, and Roslyn, NY may see its own pace of change, national projections show continued appreciation, not decline, over the next five years.

What Experts Are Actually Predicting

According to the Fannie Mae Home Price Expectations Survey (HPES), which gathers input from over 100 leading housing market economists each quarter, the consensus is clear:

• Home prices are expected to rise approximately 15% between now and 2029.
  
  
• The most optimistic experts forecast growth closer to 26%.
  
  
• Even the most conservative outlook anticipates around 5% appreciation.
  
  

Not one of these expert groups is calling for a nationwide decline, and that includes desirable, supply‑constrained markets like Roslyn and the North Shore of Long Island.

How Today’s Market Compares to Normal Trends

If you look back at the last 25 years, home values in the U.S. have typically appreciated 4–5% per year. The new forecasts call for 2–3.5% annual growth, slightly lower than the long‑term average, but far more balanced and sustainable.

In 2020–2022, prices rose too fast due to record‑low inventory and intense buyer competition. Some markets saw increases of 15–20% in a single year.

What we’re seeing now is the market returning to a more stable rhythm, one that favors long‑term strength over short‑term spikes.

Why a Crash Isn’t on the Horizon

The idea that “what goes up must come down” doesn’t really apply to housing. Historically, home prices have continued to rise because of one simple factor: Supply and demand.

Even with higher interest rates and affordability challenges, there are still more buyers than homes available. That imbalance continues to put upward pressure on prices, especially in desirable areas like Roslyn, NY, known for its schools, historic charm, and North Shore lifestyle.

In and around Roslyn:

• Inventory remains limited, especially for updated homes in sought‑after neighborhoods.
  
  
• Buyer demand is supported by the area’s strong school districts, commute access, and amenities.
  
  
• Well‑priced, well‑presented homes still attract strong interest, and multiple offers in some cases.
  
  

This shortage is exactly why experts, and local professionals like the Scout Residential Team at Compass, agree: The market isn’t collapsing, it’s stabilizing.

What This Means for Roslyn Homeowners and Buyers

For homeowners in Roslyn, NY, this outlook is good news. It means your equity is holding strong and likely growing over time, even if the pace feels calmer than the last few years.

For buyers, it means waiting for a crash may not be the best move, because prices are projected to keep climbing year after year, just at a more moderate, sustainable rate.

The market is adjusting, not declining. And as balance returns, opportunities are emerging for both sides, especially when guided by a team that understands how to interpret the data and navigate North Shore micro‑markets.

The Scout Residential Team helps Roslyn buyers and sellers:

• Understand what current trends mean for their specific property or price point
  
  
• Time their sale or purchase around life events and market realities
  
  
• Use hyper‑local data to make confident, numbers‑driven decisions
  
  

The Bottom Line

If you’ve been waiting to buy or sell because you’re worried about a crash, the data tells a different story. The question isn’t if prices will rise, it’s by how much.

Every property and street in Roslyn is unique, and what’s happening in your segment of the market may not match the headlines.

Let’s connect to discuss what’s happening specifically in the Roslyn housing market and how the Scout Residential Team at Compass can help you make confident decisions in this evolving market.

Work With the Experts in Roslyn, NY

With 120+ five‑star reviews on Google, 70+ homes sold in 2025, and over $40M in closed volume in the last year, the Scout Residential Team at Compass is proud to be one of the most trusted and top‑performing real estate teams in Roslyn, NY.

Whether you’re thinking about buying, selling, or investing, work with a team that combines local North Shore knowledge and data‑backed market insight to help you succeed.

Curious about what your Roslyn home is worth? Request a pricing and strategy consultation with Scout Residential today.